If you purchase common shares in XYZ Company for $1000 and a few years later those shares are worth $5000, you would have a capital gain of $4000.

The charts compare two scenarios: selling the shares and then donating the after-tax proceeds vs donating the shares to AFC in Canada directly through our partners at CanadaHelps.

Please note:

These are general figures for the purpose of illustration. They do not constitute legal or financial advice. We strongly encourage you to seek professional legal and/or financial advice before deciding upon your donation. It typically takes 3–5 business days to sell and settle a trade from the date that we receive the securities or mutual fund from your broker or financial institution.  Processing times are longer and can vary by security type if your security is not liquid (i.e. paper certificates) and they are not traded on a daily market. In such cases, CanadaHelps will contact you to share expected timelines.


Additionally:

1. This assumes a 46% marginal tax rate. For calculating capital gains tax, this rate is applied to 50% of the capital gains up to $250,000.
2. $4,080.00 represents the full value of $5,000.00 minus estimated tax of $920.00.
3. 3% fee applies to donations less than $10,000; 2.5% fee applies to donations between $10,000-$49,999; 2.25% fee applies to donations between $50,000-$99,999; 2% fee applies to donations $100,000+